The Death of Subject-To Deals in 2025 and Why Seller Financing is the New Focus for Investors
Are Subject-To Deals Dying in 2025? For years, Subject-To deals have been a favorite strategy for real estate investors looking to acquire properties without traditional financing. However, 2025 is signaling a shift. Rising interest rates, stricter bank policies, and lender scrutiny are making it harder to execute these deals without risk. So, what’s replacing Subject-To investing? Seller financing. As banks tighten
Understanding Subject-To Deals: A Beginner’s Guide to Building Your Portfolio
What Is a Subject-To Deal? A Subject-To deal is a creative financing strategy where an investor takes over payments on an existing mortgage without formally assuming the loan. Ownership of the property transfers to the investor, but the original mortgage remains in the seller’s name. When working with a wholesaler, the wholesaler identifies a motivated seller and
Protecting Your Property: Essential Strategies for Homeowners and Landlords
Why Protecting Your Property Matters Owning a property is one of the most significant investments you’ll ever make. Whether you live in the home, rent it out, or own it as vacant land, taking proactive steps to protect it ensures you avoid unnecessary costs, legal headaches, and loss of value. This guide provides actionable strategies